Bill represents major financial services companies in commercial and consumer finance matters, and chairs the firm’s Financial Services Practice Group. He has extensive experience representing financial services companies in virtually every phase of their operations including litigation, regulatory, compliance, workouts, transactions and bankruptcy. Bill speaks to industry and bar groups on Texas financing law.


Financial Services

Bill represents financial services companies, members of the motor vehicle industry and other companies with a variety of matters including:

  • Represents clients in regulatory and other matters involving financing, motor vehicles and sale and financing of other equipment and goods.  Represents clients in matters with the Texas Office of Consumer Credit Commissioner, Texas Finance Commission, Texas Department of Motor Vehicles and Office of Attorney General of Texas. Also has experience representing clients in matters with the Texas Department of Banking and, Texas Department of Insurance and Texas Department of Licensing and Regulation.
  • Provides highly experienced counsel to major financial services providers and companies in the vehicle industry regarding both commercial and consumer transactions. Assists clients with structuring programs for compliance with Texas and federal law, and represents and counsels clients in secured transaction matters including financing under the Uniform Commercial Code and real property financing. 
  • Represents clients in responding to examinations, investigations and Civil Investigative Demands regarding sales and financing of motor vehicles and other goods.
  • Played a leading role as a consultant in the drafting of various Texas laws governing financing transactions.
  • Represents clients in litigation and arbitration, including litigation under the Texas Finance Code, Texas usury law, Texas Deceptive Trade Practices Act, UCC, federal Truth-in-Lending Act and other state and federal laws.
  • Represents clients in dealer litigation, lender liability disputes, security interest priority disputes and lease disputes, as well as litigation and arbitration of complex financing programs. Also represents clients in disputes involving motor vehicle commercial and consumer financing and other issues.
  • Represents clients in business disputes and workouts.
  • Represents clients in commercial bankruptcies, including dealer bankruptcies.

News & Publications


  • Author, Consumer Protection Law Developments, 2013 Texas Supplement, American Bar Association
  • Presenter, "Issues Relating to Hurricane Harvey," Legal Committee of the Association of Consumer Vehicle Lessors
  • Author, Consumer Protection Law Developments, Texas law chapter, American Bar Association

Honors & Recognition

  • Named by Best Lawyers© as Lawyer of the Year in Financial Services Regulation Law – Austin, 2020- 2021
  • Listed in Best Lawyers©, Banking & Finance Law, Financial Services Regulation Law, and Litigation - Banking & Finance since 1995

Community & Professional

  • Texas Bar Foundation, Fellow
  • Texas Association of Bank Counsel (Board of Directors, 1994-97) 
  • San Juan Diego High School (Board of Trustees 2003-2009, Chair 2003-2006)

Practice Areas


The University of Texas School of Law, J.D., 1974 (with honors; Chancellors; Order of the Coif; Associate Editor, Texas Law Review)

The University of Texas at Austin, B.B.A., 1970 (with honors)

Bar admissions

  • Texas

Court admissions

  • United States Court of Appeals for the Fifth Circuit
  • United States District Courts for the Eastern, Northern, Southern and Western Districts of Texas
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